How to Care for a Money Tree

money tree indoorsOne of the most beautiful indoor and outdoor plants available is the Money Tree which is also known as a “Jade Tree” or “Pachira Aquatica”.  This beautiful tree is thought to bring good luck in finances, hence the name Money Tree. This plants is easily identified by its’ trunk that appears braided and five large leaves. It is believed that each of the five leaves symbolizes the five basic elements of Feng Shui:  Metal, wood, water, fire and earth. The Money Tree typically grows to a maximum height of 6 feet but is known to reach up to 59 feet in the wild. This is generally considered an easy plant to care for as it doesn’t require much water or daily attention.


The Money Tree will do well in rather warm climates but shouldn’t be exposed to climates below 38 degrees Fahrenheit or the tree will die. The typical temperature of an average household (between 65-72 degrees Fahrenheit) will do just fine. If possible, place the tree on the side of the house that gets the warmest throughout the day. Where I live, this is the south side of the house.


In the wild it is typically found in warmer climates, it’s best to grow the plant in an area of either full sun light or moderate sunlight. Avoid planting the Money Tree in an area that’s fully shaded all day. If the money tree is to be kept indoors, placing it near a well lit window is best. This plant can survive just fine in doors but remember the in general, the more light the better.


Watering once a week is best unless you are using Miracle Grow soil which retains moisture. In which case, once every two weeks is sufficient. This tree seems to grow best in medium cactus soil because of the draining properties of the soil. It doesn’t tend to keep moisture in for too long. The Money Tree is easy to over water since it’s used to dry climates. If the leaves of the tree start to turn brown that usually means the soil is too wet or you are watering the plant too often. Although it’s difficult to do, if the plant is under watered, then you will tend to see the leaves start to droop and turn wrinkly in appearance. Typically, it’s a good rule to wait until almost all the moisture is gone from the soil before watering the plant again.

Money Tree

Producing Buds

Although it’s rare, it is possible to get the Money Tree to flower indoors if it’s kept in just the right conditions. The tree will produce white/pink flowers that are of a star shape much like a cacti would.

Keeping and growing a money tree plant is an easy to do and very rewarding experience. I would encourage anyone who enjoys beautiful plants, fine greenery, and a little luck in the money department to try caring for one of these wonderful Money Trees.

Final Tips:

  1. Water once a week

  2. Plant in area with full or moderate sunlight

  3. Warmer environments are best

  4. If leaves are brown, you’re watering too much

  5. If leaves are droopy and wrinkled, you aren’t watering enough

  6. Let dirt get dry before watering again

  7. If you get it to flower, you’re doing GREAT!

4 Comments on “How to Care for a Money Tree”

  1. ive just been reading your article on how to care for money trees as ive been having a little trouble with mine. I have 4 money trees, each about a foot tall. They live in my orangry so they get plenty of light and heat. my problem…. their leaves are slightly wrinkly and their plumpness has gone looking flat and dehydrated. Your article explains that this means they are underwatered and need more water, however, the soil is very moist so surely this is not the case?? if I watered them too much they would surely be sat in water (which they are not) and the leaves wouldn’t look dehydrated? I hope you can help?? I also have an easter cactus in the same orangry which has the same problem??

  2. Hi I have a money tree with 5 main branches, one became all brown and I had to cut below the brownjng to prevent losing the whole branch, I haven’t seen new growth, and was wondering if it will remain like this forever. Also a second main branch stopped producing leaf buds, and it’s starting to get droppy, although it remains green, it’s somewhat mushy to the touch and I’m really concerned since I don’t want to loose a whole second branch

    1. The other three branches are doing awesome with tons of buds and big beautiful leaves. What could possibly be wrong, I try to follow every single instruction possible. Please help.

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